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Showing posts from March, 2025

Don't worry about the market swings.

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Dear all,   The stock market seems to be in wild swing these days as it followed what Donald Trump said. It is normal for the market to follow what the most powerful man in the States had to say. He seemed to be confused by what he is going to do.  Anyway, we can rest assure that market will continue to swing as per some confused US president's words. People may be worried about the wild market movements especially for those who pick growth stock. However, just like the dividends shares and ETF, I felt that one do not need to worry if you are investing in long term. In the long run, the market will continue to rise no matter who is in charge.  My strategy to mitigate this will be my normal strategy. I will continue to DCA into the market striving to get as much dividend as possible to retire by the age of 55.    As both my Multi-Sector Income Fund and US Growth and Income Fund  could no longer accept single premium top up, besides prioritising SYFE Pim...

A week of serial bad news

This is not a very good week for me. First, I had cold and cough with sore throat. I went on 2 days medical leave as a result. It was a good rest through.  During the 2 days medical leave, I was told by my financial agent that both Multi-Sector Income Fund and US Growth and Income Fund no longer accept single premium top up which I had been doing for a couple of months. This meant I could no longer reinvest my dividends into this two accounts. I took the medical leave to do some research and reflection on my strategy. My Pimco Income Fund currently was still less than half the size of both my Multi-sector and US Growth and Income Fund. My plan is to reinvest all my dividends and spare cash into Pimco Income Fund till it reaches the size of about $100k. Then through the three income funds, I will quickly move on to grow my fourth and fifth income fund. By the time all my income fund grow completely, I would be in a prime position for an early retirement. I went for my first ultra so...

16 days towards the end of Q1 2025.

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 Dear all,  We are in the mid of Mar 2025. I hope that everyone is doing well in term of health and investment. Work had been really stressful while health is having some concerns especially when the annual health report. I have fatty liver and slight high blood pressure. So what it essentially meant is that beside taking care of my own investment. I will have to take care of my health as well.   I am walking as much as possible in the work day. To increase my own exercise intake, I would sweep and mop the floor everyday. Hopefully it can help me to reduce my calories. During the weekends, we will motivate ourselves by going out to slightly further away food court to eat by walking to and fro. This would hopefully keep our fatty liver out. Today is 15 Mar 2026. In another 2 weeks, the first quarter of 2025 will end. For those of you out there, I hope that you had achieved your investment target this quarter. If not, we still have another 2 weeks to make things work out....

Consolidation and review of dividends received from Feb 2025

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 Dear all,  After waiting for more than a week, I did a verification with the fund helpdesk. They confirmed that my Multi-Sector Income Fund monthly payout is on the way. Yesterday, all my monthly payouts are fully accounted for.  Monthly Payout (Feb 2025) Multi-Industry Income Fund Dividend - $516.82 US Income and Growth Fund Dividend - $521.68 SYFE Pimco Income Fund Dividend - $23.19   Total payout for Feb - $ 1,061.69 There was an increase of the dividends due to the first dividend payment from SYFE. In the next month, we will expect a very slight increase of the dividend from US Income and Growth Fund as well as SYFE Pimco Dividend payout as there are a slight increase in the investment in US Income and Growth as well as a consolidation of the other fund incomes to SYFE Pimco Income Fund. With the dividends received from the funds, I will likely to re-invest them into the Multi-Sector Income Fund to increase my dividends from it.  P.s. Not a financial advic...