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Showing posts from April, 2025

Trust Bank Income Fund first dividend in.

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Dear all,  As a part of my experiment to find another additional fund to replace Greatlink Multi-Sector Income Fund and US Income and Growth Fund, I put in $1,000 into Trust Bank Income Fund which is available exclusively for the Trust Bank clients. The income fund was run by Aberdeen which is a highly reputable international fund house. My initial thought after the investment was that the dashboard was not as interactive and informative when compared to SYFE Pimco Income Fund. But this is the early stage for Trust Bank, so I would expect the interface to improve.  My initial investment for Trust Bank Income Fund took a hit because of US tariff which caused the total value to drop by 3%. It was made worse by my long wait for the income dividend payout. It was a day before Good Friday where I received the payout of $5.23. It was pretty decent return of 0.523% which is comparable to the Greatlink funds as well as SYFE Pimco Fund.   I would think that I would continue t...

A review on March dividend 2025

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 Hi all,  It may have seems strange that I only started to review last month's dividend now. My Multi-Sector Income Fund would always declared their dividend on the last day of the month and the announcement will only reach by the 8th or 9th of each month. The dividends received breakdown are as per following: Multi-Sector Income Fund Dividend - $522.30 US Income Fund and Growth Dividend - $527.55 Pimco Income Fund Dividend - $45.02  Total Dividend Income received - $1,094.87. In comparison on the dividends received from the month of Feb and Mar, we see a slight growth of the dividend income by $33.18. The growth was the largest for the year.While the market is bad, I will continue to invest through dollar cost averaging method.  P.s. Not a financial advice. Please treat this as the rambling of an middle age uncle. 

Shares skydiving. Do not panic sell.

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Dear all,  It could be the darkest week since Donald Trump took office. Many of the US shares skydived due to many economic reasons with the main one being tariff. I will not elaborate on the effect of the tariff or whether if it is a right or wrong action that the US president had taken. This is not a politic blog. However my thought for the tariff is used as a weapon with the intention to get nations to buy the US treasury bill. So I do not think that the tariff will last for the next 4 years. The Singapore stock market was affected by the tariff and the US market as well. Fortunately, while the Singapore market was affected, our status as an international market made us not to fall as much as expected if we are to be dependent on just the US market. As an Income fund investor, I do not panic over the skydiving of the market as my income fund have exposure to different sectors and markets. Hence the value of my portfolio do not decline much. However, it also meant that my value d...